OWNER FINANCING WITH $85k TOTAL CASH TO CLOSE. Introducing a charming and beautifully updated four-bedroom, two-bathroom single-family residence, nestled in a quiet neighborhood. This stunning home sits on a generous sized lot. The heart of the home features a beautifully designed kitchen, complete with gleaming quartz countertops, stainless steel appliances, & a large walk-in pantry for ample storage. Enjoy cozy gatherings around the wood-burning fireplace in the spacious living room or retreat to the generously sized master suite, featuring a soothing soaking tub & separate shower. As you step inside, you'll immediately notice the gorgeous luxury vinyl plank flooring throughout the main living areas, creating a warm & inviting atmosphere. New carpet in all bedrooms ensures comfort and coziness. The stylish black hardware and ceiling fans in all bedrooms add modern touches. Outside, the huge backyard offers a private oasis, shaded by mature trees and perfect for entertaining.